Brits Are Waking Up To A Silent Money Drain

Many households across the UK are quietly overpaying on energy, broadband, and insurance — often without realising. A free two-minute check could show you what options are actually available.

Step 1 of 2

Check Your Bills — It's Free

We only use your postcode to find local rates.
Which bills would you like us to review?

Review Started

Thank you. We are checking available options for your area. Your personalised summary will be sent to your email address shortly.

UK-Based Service Operated from the United Kingdom
No Credit Check Required Your credit score is not affected
Free to Use No hidden fees or charges
GDPR-Compliant Your data is handled responsibly

What We Review in One Check

Enter your postcode and we compare available options across six common household bills — so you can see the full picture, not just one.

Energy
Compare gas and electricity tariffs from providers on our panel, based on your postcode and current usage.
Broadband
Check broadband and home phone packages available at your address, including fibre and standard options.
Home Insurance
Review buildings and contents insurance options for your property from providers on our comparison panel.
Council Tax Support
Check whether your household may be eligible for council tax reduction schemes in your local authority area.
Water Charges
Find out whether a metered tariff could reduce your water bill based on your household size and usage patterns.
Mobile & SIM
Compare SIM-only and handset deals from providers on our panel, matched to your monthly data and call usage.

How the Free Review Works

The check takes around two minutes. Here is what happens from the moment you enter your postcode.

Enter your postcode & bills
Tell us your postcode and select the bills you would like us to review. No personal financial documents are required at this stage.
We search available options
We compare available tariffs, packages, and eligibility criteria from providers on our panel relevant to your area and bill types.
See your personalised summary
Your review summary is sent to your email. You then decide, at no cost and with no obligation, whether to explore any of the options shown.

Common Questions

Straightforward answers to the questions we hear most from UK households.

Yes. There is no charge to you at any point during the review. livetimesinstant is funded by referral fees we may receive from suppliers when a household chooses to switch or enquire through our service. This is disclosed clearly on this page and in our Partner Disclosure. There are no hidden charges and you are never required to make a purchase or commit to anything.
No. Starting a livetimesinstant comparison does not involve a credit check of any kind. We do not carry out soft or hard credit searches as part of the initial review process. If you then choose to proceed with a specific supplier or product that has its own application process — for example, certain broadband contracts — that supplier may conduct their own credit assessment separately, and they would inform you of this before you proceed.
Once you submit, we use your postcode and bill type selections to identify relevant options from our panel of suppliers. A summary of what is available in your area will be sent to the email address you provided. You are under no obligation to act on the results. If you would like to explore a specific option, we can connect you with the relevant provider — but this is entirely your choice and done at your own pace. We do not pass your details to suppliers without your knowledge; our Privacy Policy explains exactly how your data is used.